Shortlist 2–4 cards
This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | Atlas | IndusInd Bank Avios Visa Infinite |
|---|---|---|
| Annual fee | ₹5,000 | ₹5,000 |
| Forex fee | 3.5% | 1.5% |
| Domestic lounge | 8/year (2 per quarter) | 8/year |
Start with the constraint you care about most: annual fee (Atlas: ₹5,000 vs IndusInd Bank Avios Visa Infinite: ₹5,000), forex markup (3.5% vs 1.5%), or lounge access (8/year (2 per quarter) vs 8/year).
Explore: Atlas card page · IndusInd Bank Avios Visa Infinite card page · best credit cards in India
Source: Axis Bank official terms
Open source (opens in new tab)Source: Card issuer official terms
Open source (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| Atlas AXIS | IndusInd Bank Avios Visa Infinite INDUSIND | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year (2 per quarter) vs 8/year | 8/year (2 per quarter) | 8/year |
| International lounge visits Only available for Atlas | 6/year | Not specified |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 1.5% | 3.5% | 1.5% |
| Fees | ||
| Annual fee | ₹5,000 | ₹5,000 |
| Joining fee ₹5,000 vs ₹10,000 | ₹5,000 | ₹10,000 |
| Fee waiver spend Only available for Atlas | ₹7,50,000 | Not specified |
| Rewards | ||
| Points per ₹100 Only available for Atlas | 2 pts | Not specified |
| Point cash value Only available for Atlas | ₹0.5 | Not specified |