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Airtel Axis Bank vs Swiggy HDFC Bank – Full comparison

Both cards verified with issuer

Airtel Axis Bank source Swiggy HDFC Bank source

Differences are spread across rewards, fees, and perks

Spend context

At ₹50k/month spend:

  • Airtel Axis Bank: ~₹500/month at base rate
  • Swiggy HDFC Bank: ~₹500/month at base rate

Approximate, based on base rates (before caps).

Airtel Axis Bank AXIS Swiggy HDFC Bank HDFC
Lounge Access
Domestic lounge visits
No difference
None None
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
No difference
₹500 ₹500
Joining fee
No difference
₹500 ₹500
Fee waiver spend
No difference
₹2,00,000 ₹2,00,000
Rewards
Points per ₹100
No difference
1 pts 1 pts
Point cash value
No difference
₹1 ₹1

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.