Shortlist 2–4 cards
This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | American Express Platinum Travel | IDFC First Bank Mayura |
|---|---|---|
| Annual fee | ₹5,000 | ₹5,999 |
| Forex fee | 3.5% | 1% |
| Domestic lounge | Not specified | 16/year (4 per quarter) |
Start with the constraint you care about most: annual fee (American Express Platinum Travel: ₹5,000 vs IDFC First Bank Mayura: ₹5,999), forex markup (3.5% vs 1%), or lounge access (Not specified vs 16/year (4 per quarter)).
Explore: American Express Platinum Travel card page · IDFC First Bank Mayura card page · best credit cards in India
Source: Card issuer official terms
Open source (opens in new tab)Source: IDFC FIRST Bank official terms
Open source (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| American Express Platinum Travel AMEX | IDFC First Bank Mayura IDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits Only available for IDFC First Bank Mayura | Not specified | 16/year (4 per quarter) |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 1% | 3.5% | 1% |
| Fees | ||
| Annual fee ₹5,000 vs ₹5,999 | ₹5,000 | ₹5,999 |
| Joining fee ₹5,000 vs ₹5,999 | ₹5,000 | ₹5,999 |
| Rewards | ||
| Points per ₹150 3 pts vs 1 pts | 3 pts | 1 pts |
| Point cash value Only available for IDFC First Bank Mayura | Not specified | ₹0.5 |