Shortlist 2–4 cards
This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | American Express Platinum Travel | Atlas |
|---|---|---|
| Annual fee | ₹5,000 | ₹5,000 |
| Forex fee | 3.5% | 3.5% |
| Domestic lounge | Not specified | 8/year (2 per quarter) |
Start with the constraint you care about most: annual fee (American Express Platinum Travel: ₹5,000 vs Atlas: ₹5,000), forex markup (3.5% vs 3.5%), or lounge access (Not specified vs 8/year (2 per quarter)).
Explore: American Express Platinum Travel card page · Atlas card page · best credit cards in India
Source: Card issuer official terms
Open source (opens in new tab)Source: Axis Bank official terms
Open source (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| American Express Platinum Travel AMEX | Atlas AXIS | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits Only available for Atlas | Not specified | 8/year (2 per quarter) |
| International lounge visits Only available for Atlas | Not specified | 6/year |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee | ₹5,000 | ₹5,000 |
| Joining fee | ₹5,000 | ₹5,000 |
| Fee waiver spend Only available for Atlas | Not specified | ₹7,50,000 |
| Rewards | ||
| Reward points (base spend) 3 pts/₹150 vs 2 pts/₹100 | 3 pts/₹150 | 2 pts/₹100 |
| Point cash value Only available for Atlas | Not specified | ₹0.5 |