Shortlist 2–4 cards
This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | American Express Platinum Charge Card | Emeralde |
|---|---|---|
| Annual fee | ₹66,000 | ₹12,000 |
| Forex fee | 3.5% | 2% |
| Domestic lounge | Unlimited | Unlimited |
Start with the constraint you care about most: annual fee (American Express Platinum Charge Card: ₹66,000 vs Emeralde: ₹12,000), forex markup (3.5% vs 2%), or lounge access (Unlimited vs Unlimited).
Explore: American Express Platinum Charge Card card page · Emeralde card page · best credit cards in India
Source: Card issuer terms + public cross-checks
Open source (opens in new tab)Source: ICICI Bank official terms
Open source (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| American Express Platinum Charge Card American Express | Emeralde ICICI Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | Unlimited | Unlimited |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 2% | 3.5% | 2% |
| Fees | ||
| Annual fee ₹66,000 vs ₹12,000 | ₹66,000 | ₹12,000 |
| Joining fee ₹66,000 vs ₹12,000 | ₹66,000 | ₹12,000 |
| Fee waiver spend Only available for Emeralde | Not specified | ₹10,00,000 |
| Rewards | ||
| Points per ₹100 7 pts vs 6 pts | 7 pts | 6 pts |
| Point cash value ₹1 vs ₹0.25 | ₹1 | ₹0.25 |