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American Express Platinum Charge Card vs Burgundy Private Credit Cards – Fees, Lounge, Forex

This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature American Express Platinum Charge Card Burgundy Private
Annual fee ₹66,000 ₹40,000
Forex fee 3.5% 1.5%
Domestic lounge Unlimited Unlimited

Pick based on what matters

Start with the constraint you care about most: annual fee (American Express Platinum Charge Card: ₹66,000 vs Burgundy Private: ₹40,000), forex markup (3.5% vs 1.5%), or lounge access (Unlimited vs Unlimited).

Explore: American Express Platinum Charge Card card page · Burgundy Private card page · best credit cards in India

Source: Card issuer terms + public cross-checks

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Source: Axis Bank official terms

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Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

American Express Platinum Charge Card American Express Burgundy Private Axis Bank
Lounge Access
Domestic lounge visits Unlimited Unlimited
International lounge visits
Only available for Burgundy Private
Not specified 12/year
Forex / International Use
Forex markup
Source agreement differs — verify both.
3.5% vs 1.5%
3.5% 1.5%
Fees
Annual fee
₹66,000 vs ₹40,000
₹66,000 ₹40,000
Joining fee
₹66,000 vs ₹40,000
₹66,000 ₹40,000
Rewards
Points per ₹100
Only available for American Express Platinum Charge Card
7 pts Not specified
Point cash value ₹1 ₹1

Notes