HDFC
PIXEL Play
Mid-tier card · No lounge access · fee waiver achievable around ₹1L annual spend · 3.5% forex markup.
Strong for high base rewards · Weak for high forex and no lounge access
High forex No lounge access High rewards Low annual fee No UPI support
Lounge Access
- Domestic visits
- No lounge access
- International visits
- Not available in current snapshot
International Use
- Forex markup
- 3.5%
- Product tier
- Mid-tier
Fees
- Annual fee
- ₹500
- Joining fee
- ₹500
- Fee waiver spend
- ₹1,00,000 Below catalog median waiver (₹3,00,000 vs ₹1,00,000).
Rewards
- Points per ₹100
- 3 pts
- Effective earn
- 3% cashback
Confidence: High
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