AMEX
American Express SmartEarn
Entry-level card · 3.5% forex markup.
Weak for high forex
Lounge Access
- Domestic visits
- Not specified
- International visits
- No international lounge access
International Use
- Forex markup
- 3.5%
- Product tier
- Entry-level
Fees
- Annual fee
- ₹495
- Joining fee
- ₹495
Rewards
- Points per ₹100
- 2 pts value depends on redemption
Source: Card issuer official terms
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