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HPCL Super Saver vs Kotak Mojo Platinum – Full comparison

Both cards verified with issuer

HPCL Super Saver source Kotak Mojo Platinum source

Annual fee structure is a key difference

Key differences

Lowest fee HPCL Super Saver ₹500
Best lounge Kotak Mojo Platinum 8/year lounge

Spend context

At ₹50k/month spend:

  • HPCL Super Saver: ~₹830/month at base rate
  • Kotak Mojo Platinum: Base earn not clearly specified

Approximate, based on base rates (before caps).

HPCL Super Saver ICICI Kotak Mojo Platinum KOTAK
Lounge Access
Domestic lounge visits
1/quarter vs 8/year
1/quarter 8/year
International lounge visits
Only available for HPCL Super Saver
4/year Varies by variant
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
₹500 vs ₹1,000
₹500 ₹1,000
Joining fee
₹500 vs ₹1,000
₹500 ₹1,000
Fee waiver spend
Only available for HPCL Super Saver
₹1,50,000 Not clearly specified
Rewards
Points per ₹150
10 pts vs 8 pts
10 pts 8 pts
Point cash value
Only available for HPCL Super Saver
₹0.25 Check issuer

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.