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Amazon Pay vs Cashback SBI Card – Full comparison

Verified with issuer

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Verified with issuer

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Spend context

At ₹50k/month spend:

  • Amazon Pay: ~₹500/month at base rate
  • Cashback SBI Card: ~₹500/month at base rate

Approximate, based on base rates (before caps).

Amazon Pay ICICI Cashback SBI Card SBI
Lounge Access
Domestic lounge visits None None
Forex / International Use
Forex markup
Source agreement differs — verify both.
1.99% vs 3.5%
1.99% 3.5%
Fees
Annual fee
₹0 vs ₹999
₹0 ₹999
Joining fee
₹0 vs ₹999
₹0 ₹999
Fee waiver spend
Only available for Cashback SBI Card
Not clearly specified ₹2,00,000
Rewards
Points per ₹100 1 pts 1 pts
Point cash value ₹1 ₹1

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.