Add more cards → Shortlist 2–4 cards

ACE vs Tata Neu Plus HDFC Bank – Full comparison

Both cards verified with issuer

ACE source Tata Neu Plus HDFC Bank source

Forex costs are a key difference

Key differences

Best forex Tata Neu Plus HDFC Bank 2%

Spend context

At ₹50k/month spend:

  • ACE: ~₹750/month at base rate
  • Tata Neu Plus HDFC Bank: ~₹130/month at base rate

Approximate, based on base rates (before caps).

ACE AXIS Tata Neu Plus HDFC Bank HDFC
Lounge Access
Domestic lounge visits
spend-gated on some cards — see caveats
No difference
4/year 4/year
Forex / International Use
Forex markup
Source agreement differs — verify both.
3.5% vs 2%
3.5% 2%
Fees
Annual fee
No difference
₹499 ₹499
Joining fee
No difference
₹499 ₹499
Fee waiver spend
₹2,00,000 vs ₹1,00,000
₹2,00,000 ₹1,00,000
Rewards
Points per ₹100
1.5 pts vs 1 pts
1.5 pts 1 pts
Point cash value
₹1 vs ₹0.25
₹1 ₹0.25

Notes

  • Axis Bank ACE Credit Card: Programme rules and spend conditions may apply — verify with Axis
  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.